Changes in legislation

The Instruction of the Central Bank of Russia as of 11.05.2021 №5791-I updated the requirements to content and format of the requests for the credit history report, search rules of credit history bureau (CHB), information on credit history subjects and affirmation statement of consent availability of credit history subjects.

In particular, the requests addressed to CHB should have the XML format.

CHB should search for the information on the credit history subjects, comparing the data sets from requests and title parts of credit histories of the credit history subjects. A credit report is delivered to the users of credit histories, if there is a match of at least one data set from the request and title part of the credit history in relation to the only one credit history subject.

Content of data included in the request, data sets for search of the information on the credit history subjects and affirmation statement of consent availability of credit history subjects are provided in the appendices to the Instruction.

The updated requirements will come into force since January 1^st, 2022.

According to the data of the Central Bank of Russia as of 06.08.2021, the data on 8 enterprises is contained in the State register of credit history bureaus. Users of the Information and Analytical system Globas can get the all the available information on them.