According to the Decree of the Government of Russia from 31.03.2018 № 386, banks are obliged to get national scale rating, as additional requirement for receiving guaranties from the tax authorities to secure the payment of taxes.

According to the officials, applying such credit ratings is one of the most important criteria for stability assessment of banks. In particular, levels of credit ratings «А» and «ruА» are rated as moderate levels with irrelevant acceptance to adverse changes of social and economic situation in Russia. Levels of credit ratings «ВВВ-" and «ruВВВ-" are valued as levels with insignificant probability of default.

In this regard, it is to be recalled that credit organizations act as guarantors towards tax authorities on fulfillment tax liabilities by tax payers to the full extent, including tax amount as well as penalties.

The Decree comes into force since May 3, 2018.

Currently, more than 120 banks have got the national scale credit rating. Meantime, according to the data of the Central Bank of the RF, 558 active credit organizations are registered in Russia on February 1, 2018.

The subscribers of the Information and Analytical system Globas can get the information about activities of banks andnon-bank credit institutions and their branches with active and revoked licenses.

According to the Federal Law of 01.05.2017 N92-FL “On amendments to certain legislative acts of the Russian Federation” entered into force since 01.06.2017, bank licenses are divided into basic and universal. Hence different requirements to minimum amount of own funds or capital were set for banks with universal and basic licenses.

In the instruction of the Central Bank of RF (hereinafter CB RF) of 06.12.2015 N183-I, registered in the Ministry of Justice of RF from 02.03.2018 under №50206, five statutory standard ratios for banks with basic license and their numeric values are set:

The instruction prescribes daily adherence to set statutory standard ratios.

Territorial offices and authorized subdivisions of the CB RF central office held responsible for supervision over observance of statutory standard ratios by banks.

Control is maintained on the basis of data from banks’ reports, results of inspections and data upon request provided by banks.

Users of the Information and Analytical system Globas have a possibility to get acquainted with activity of all bank and non-bank credit institutions and their branches with active licenses. Information about all credit institutions with revoked licenses and their branches is also available. The system totally contains data on over 6700 banks and about 150 thousand organizations the activity of which is subject to the Central Bank of Russia.