In the second quarter 2014 it was decided to create and constitute own National system of payment cards in Russia. Russian state was inspired by international payment systems like Visa and MasterCard, which switched off services for some Russian banks because of imposed sanctions by USA. Visa and MasterCard control 85% of Russian market.

Currently the State activity for creation of own payment system is noted by the following number of actions:

1. Amendments to the legislation, which provide the creation of full-fledged national payment system (NPS), have been adopted.

Such notions like "nationally significant payment system" and "foreign payment system" are introduced by law. Operators of payment systems, which are not nationally significant, will have to make a security deposit on the special account in Russian bank.

2. Action plan and relevant committee for creation of national payment system are prepared.

Specialists doubt: to create NPS from scratch or to use available technologies. Two proposals are considered: realization on base of JSC «Universal electronic card» and PRO100 (Sberbank) system or on base of Golden Crown, processing centre of which is OOO «Payment Center» - part of «Center of financial technologies» group of companies. Payment clearing and operational center – is ZAO «Golden Crown». At the beginning of July 2014 the Central Bank of the Russian Federation committee for choosing of a technological basis for national payment system deferred making a decision for a month.

3. Within short-term measures between banks inter-host technological connections are created.

Processing centres, clearing and operational center are organized on the territory of Russia. Because of that domestic banks will be able to issue payment cards based on Russian technologies, all processing and the transaction will be carried out on Russia territory.

4. Discussion about mitigation of law provisions with respect to the existing international payment systems on the territory of Russia is continued.

Security deposit is a real problem for Visa and MasterCard. This fact led to their tough statements to leave the Russian market of payment cards. As a result of negotiations Visa and MasterCard received a motion for postponement of payment till October 31, 2014.

During this period companies are recommended to transfer their processing to nationally significant systems or NPS operator, which now creates the Central Bank of the Russian Federation, or to create structures, which will be integrated into Russian payment system.

It is also necessary receive the status of nationally significant payment systems. In such case the zeroing of security deposit for international payment systems is possible. MasterCard started to search for Russian partner in June, and Visa has announced a tender only recently.

5. According to statements, announced on the International bank congress – July 2014, national payment system will be created from scratch.

Today the creation of national system of payment cards is a temporary solution. All complex of actions for creation of national payment card, including its emission, has to be completed in the III quarter 2015.

The capital system of government purchases will have own open register of experts. According to words of Gennady Degtev, the Head of Moscow City Department of Competition Policy, skilled professionals of the purchase process, who is able to give an objective and weighted estimate on any tender, will be included in the register.

The necessity of establishment of such register was on the carpet in «high street» long ago. According to the current federal law on the contract system, the expert examination is specified by the settlement of each transaction. However, there are difficulties appearing with the search not only of a professional, but also an unbiased specialist. Professional assessment by acknowledged experts could be a form of public control.

They promise to form the register in the nearest time. By that, anybody who wants to will be able to propose experts as candidates on the site of the Public competition council. The final composition and working principles of the register will be discussed together with the representatives of public organizations and specialists of the Moscow Chamber of Commerce and Industry. On basis of the formed list of reliable experts it is supposed to establish the expert councils, which will work on the process improvement of government purchases.

Particularly topical is the creation of such register on the background of introduction of the contract system of government purchases this year. It supposes the purchase not only of goods or services, but also of results of their use. Therefore, suppliers are personally responsible for quality now. Authorities of the capital had been the first who had tested the innovations. For example, it is active practiced the conclusion of life cycle contracts, i.e. suppliers offer not just products, but also assume responsibility for maintenance and repair. In particular on such contracts the city purchases carriages for the Metro (subway).

The Mayor of Moscow, Sergey Sobyanin, notices the first positive results of adopted changes. Thus, the amount of participants in tenders for the supply of goods and services has doubled in the capital for last three years, and the conditions of participation in tenders have become more transparent.